According to a recently conducted study done by Delta Dental on Preventive Dental Care, They found that even among insured individuals, many people at higher risk for tooth decay or gum disease are not getting proper preventive dental care. Dental plans are designed to cover preventive care to protect against more painful, time consuming and expensive restorative care, so many of these at-risk individuals are simply not taking advantage of their benefits.

Question: My dental office stated that they take Delta Dental but the problem is I am finding out that there are several Delta Dental products/plans. Which one would my dentist take?

Answer: In regards to the Delta Dental plans we have to offer if you are looking at any of their PPO plans we do provide a link to search for providers once you click to review plan details. We also have Delta Dental Indemnity plans which will let you go to any dentist you want because there is no providers. If you are not sure about the PPO plans we sell their Gold, Diamond and Platinum plan just call your dental office up and confirm if they are in the plan network.

Question: Do you have any dental PPO plans that also come with vision benefits?

Answer: Yes we do, Our AlwaysCare PPO insurance option comes with vision benefits. You may also want to review our vision website at www.BestVisionPlans.com. Our vision  website offers individual vision plans. This way you can also review all our PPO insurance plan options and if it dose not come with vision, you can choose to buy vision as well on our vision website.

What is a DHMO dental network? When one is insured with an HMO medical plan the term means a health maintenance organization. In the dental industry the title is similar except that the DHMO refers to a dental health maintenance organization instead. Dentist in a DHMO belong to a network and if you are a client in that network then in theory you can see any dentist within the network.

Just remember, the administrator of the DHMO or the company that manages the plan pays the dental office once a month, normally based on a per person fixed amount rate.

Whether you are searching for a PPO or and HMO for an individual dental insurance plan our website provides many plan options for both. For dental PPO plans we have plans though Delta Dental, StandardLife, AlwaysCare, Madison National. For our HMO insurance plan options with have plans though California Dental and PrimeCare. We even provide dental discount plan options for your review. Just enter your zip code in the quote box provide in order to review all your dental insurance options we have available.

May Pay Up To 100% Of Preventative Dental Care

Insurance providers will pay up to 100% of preventative dental care. Dental insurance is intended to help offset the costs associated with dental care. Dental Insurance Plan Choices: Indemnity Plan: An indemnity dental insurance plan allows you to select your own dentist. Dental insurance plans differ in the level of reimbursement offered for certain procedures and in annual dental spending caps.

The dental insurance programs listed are based upon the zip code you entered and their availability. Dental insurance plans play a big role in helping people cope with dental health care without the exceedingly high costs. Dental insurance benefits for the most part have remained at the same level for more than two decades, leaving patients to pick up any added costs out-of-pocket.

According to a long term study done, it suggest that dry mouth is common in those over the age of fifty particularly in older women. In the Swedish study, started in 1992 researchers sent questionnaires to every 50-year-old in 2 Swedish counties. Fifteen years later, they sent the same questions to every 65-year-old in those counties. They also sent them to a sample of 75-year-olds.

The study showed that in every age group, dry mouth was more common in women than in men. The authors speculate that the higher prevalence of dry mouth in women may be the result of decreased saliva production in the mouth following menopause. Dry mouth occurred more often as people got older, and more at night than during the day.

Question: I have a family of six and dental care is costly since we have no dental insurance and can not afford it. However, I noticed your Dental Choice+ Aetna Dental Access plan. I wondering if we all have to go to the same dental office or can we each see different dentist?

Answer: Aetna Dental Access plan is a dental discount plan. As like with most dental discount plans, you and your family members are not assigned to a dental office. However, you do need to make sure you go to plan providers. Since you will not receive any discounted savings at dentists that do not accept the plan.

Buy It As An Insurance Package

Indemnity dental insurance is an insurance package where the policyholder can choose his or her own dentist and the insurance provider will be the one to pay that designated dentist your fees or, usually, around half of them. Indemnity Dental Insurance Plans: this type of dental plan pays the dental office (dentist) on a traditional fee-for-service basis.

There are several features of indemnity dental insurance plans for individuals that make these plans different from many other types of dental coverage: Insurance providers will pay up to 100% of preventative dental care. Indemnity dental insurance is an insurance package where the policyholder can choose his or her own dentist and the insurance provider will be the one to pay that designated dentist your fees or, usually, around half of them.

Indemnity Dental Insurance Plans, this type of dental plan pays the dental office (dentist) on a traditional fee-for-service basis. Features of a dental insurance indemnity plan: there are several features of indemnity dental insurance plans for individuals that make these plans different from many other types of dental coverage.

Who Needs Dental Insurance?

It is important that you do seek dental coverage of some kind to ensure the health of your teeth and gums. Dental insurance functions in the similar manner to that of health care insurance in providing you compensation. Dental Insurance plan types similar to medical insurance plans, dental insurance plans are often categorized as either Indemnity or managed-care plans.

Question: I do have health insurance though my employer and although it does offer dental benefits it is pretty limited in coverages with regards to dental care services. Can I buy another individual dental plan and use that instead?

Answer: Yes, In fact our website currently offer 46 different dental insurance and plan options for your review. Our member services at  310-534-3444 will be happy to assist you with these options if you have any questions about our dental insurance plans.

What low cost dental insurance plans do you have to offer for a family?  

Reply: If you are looking for low cost family dental insurance plan you may want to review our dental HMO insurance options.  Dental HMO insurance plans are the more affordable dental insurance options. In California we have HMO plans offer though Delta Dental, PrimeCare and California Dental.  To review these plans and our other dental insurance options just enter you zip code in the quote box provided. If you have any questions about our dental insurance plans please call our member service line at 310-534-3444, as they be happy to help you find the best plan for your family dental care needs.

Tooth decay is the destruction of the outer surface of a tooth from acid forming bacteria that is produced by food containing carbohydrates (sugars and starches).

Tooth Decay Prevention

Brush your teeth twice a day with a tooth paste that contains fluoride. Preferably, brush after each meal and before bedtime to help reduce the bacteria from staying on your teeth for a certain length of time.

You may wish to consider these helpful tips as well:

– Floss your teeth daily to prevent tooth decay and gum disease.

– Check with your dentist regarding the use of a supplemental fluoride which strengthens your teeth and helps prevents tooth decay.

– Consider dental sealants which is a plastic like substance placed on the top of molars to protect the teeth from decay.

– Use mouth wash with fluoride. Many of them kill 50% or more of the bacteria that cause tooth decay.

– Chewing gum with the ingredient Xylitol © may also kill some of the bacteria which causes tooth decay.

In California our website offers over 40 dental insurance options for your review. A Few of the dental insurance options we provide would be thought Delta Dental. Many people who are looking for a PPO or free choice of provider plan finds that Delta Dental fits their needs since often times their dentist is a provider of most Delta Dental plans. Review your plan options just by entering your zip code in the quote box provided on our website. If you should have any questions about any of our dental insurance plans please call our member services at 310-534-3444 as we will be happy to help you find the best plan for your dental care needs.

I never bought dental insurance yet alone dental insurance on line.  My insurance agent does not sell dental insurance and told me to look online for some.  It is a little bit scary and I would like tips on how to avoid any misunderstanding that will cost me money.  The most important thing I found is that discount plans pass themselves off as insurance and that is a scam. Where can I get a real dental insurance plan?

Reply: First I am not able to speak in regards to what you may have found on other websites with regards to Dental Discount Plans. However,  I can say that each dental discount plan has to be disclosed as a Discount Plan. You can see on our website that although we do offer discount plans they are disclosed as such.  We also offer many different dental insurance plan options as well. Depending on your own dental care needs will depend on which type of dental insurance (and yes even a dental plan) fits best.

My best advise is to read.  Read plans terms and conditions. Make sure you understand the plans limitations and restrictions. If you are unsure or do not fully understand the plan you are reviewing the call. Call member services and ask questions about the dental insurance or plan until you fully understand what it is you are possibly going to buy.

Question: What is the best dental insurance in CA? I do not know much about dental insurance but don’t want to spend a lot of time looking into getting a plan just need something for basic checks up and cleaning’s anyway.

Answer: We often get this question asked to us but really the best depends on your own dental needs. Our member services (310-534-3444) can help you with all our dental insurance plan options and help you best choose a plan that fits your current dental needs.

Dental insurance quotes include information on any deductible, which could affect the overall costs of the plan.  Dental insurance quotes from several companies will give you a good idea of the average price and coverage you can get.  When shopping for individual, family or group dental insurance quotes, always review the dental plan coverage description thoroughly for any variations in coverage levels.

If you want to save money and get the best plan for your situation, visit this website to get the most competitive dental insurance quotes.  If you are a patient who requires extra attention to the teeth, you may want to get dental insurance quotes from companies that provide this sort of coverage as well.  Our resources make easier for you to compare and find low cost dental insurance quotes and to find a policy that suits your needs.

When shopping for dental insurance one of the keys point to keep in mind is knowing what you want and or need in a dental insurance plan. Think about your primary goal of buying dental insurance plan.  Such as:

* Why do you want to buy dental insurance plan? I will state that buying dental insurance is always a good idea when trying to save money on your dental care. However if you do not buy the right dental insurance plan for your needs you may wind up losing money not saving any.

* You are buying dental insurance plan because? This is an important question and understanding your dental care needs and why you are buying dental insurance will help you pick the right plan.  Such as: If you are buying a dental plan just for twice a year cleaning and check ups to maintain your oral health care, you may be better off looking at an HMO dental insurance plan that is low cost and will often times prove the preventive care services you want for free.

* Is your need of buying dental insurance a matter of necessity or it is the right step to feel more comfortable?  Dental insurance like most insurance, one buys in hopes of never really having to use or take full advantage of the services. If you are wanting a plan to feel more comfortable in case of larger dental care needs but you want to stay with or see your current dentist you may want to look either a PPO plan or an Indemnity insurance  plan both of which will let you stay with a current provider.    However if it is out of necessity for certain dental care services, then make sure the plan you buy not only covers the service you need but that it dose not have long waiting periods for that service.  Always carefully read though each plan to know the plans terms and conditions.

* Will this insurance cover the costs that you expect?  Sadly all to often people only think to buy dental insurance when they have a major dental care need, and then are surprised by the fact that many dental insurance plans have waiting periods for the services they may currently needing. Therefore when buying insurance make sure the services you want are not only covered but are not effective by any waiting periods that may make the cost of the insurance plan not worth getting if in fact, you need a root canal but have to wait a year for it to be covered.

* Do you really need to buy dental insurance? Depending on you dental care needs you may find out that what you want done,  insurance may not be able to best help you.  As an example: Most dental insurance plans do not cover for whitening/cosmetic services, adult braces or dental implants.  In cases like that you may want to review a dental discount plan that can at least help to reduce your dental care cost for those type of dental services

In short knowing your own dental care needs and what you are wanting from an dental insurance or dental discount plan will best save you money and help you maintain your dental health care needs.

Dental insurance quotes include information on any deductible, which could affect the overall costs of the plan.  Dental insurance quotes from several companies will give you a good idea of the average price and coverage you can get.  When shopping for individual, family or group dental insurance quotes, always review the dental plan coverage description thoroughly for any variations in coverage levels.

If you want to save money and get the best plan for your situation, visit this website to get the most competitive dental insurance quotes.  If you are a patient who requires extra attention to the teeth, you may want to get dental insurance quotes from companies that provide this sort of coverage as well.  Our resources make easier for you to compare and find low cost dental insurance quotes and to find a policy that suits your needs.

Question: Do minors have access to dental insurance in California without having to have an adult on the plan?

Answer: Some dental insurance plans will write a policy on just a minor but it does depend on the plan. Such as our California dental and our StandardLife Dental plans will write a minor only. You may also want to review our dental discount plan options though Careington and Aetna as they too will let you have their plan for just a minor.