It is important to know that when buying a dental discount plan you are not buying insurance. However, dental discount plans are a good way to help reduce your dental care cost. Below are some pros and cons of a dental discount plan.
Dental Discount Plan Pros
* Cost: Like HMO insurance plans dental discount plans are the lower cost option. Making them the most affordable to buy in order to help you with the cost of dental care.
* Most dental discount plans start within the next business day of buying them. This is very help if you are dealing with a toothache and can not afford to wait until the first of next month.
* Benefits: Dental discount plans help to reduce the cost of all your dental care needs. Like and HMO many of the dental services are fee based, showing you the your discount cost for each for the services. Generally for services not listed on the fee schedule there is a 20 percent savings off the dentist normal cost.
* Savings on cosmetic dental services if there is a dentist in the plan network that provides cosmetic care.
* Go straight to a plan specialist without any referrals.
Dental Discount Plan Cons
* No outside dental network savings.
* Limited dental providers depending on your area.
Is the Aetna Dental Access a Good Dental Plan?
Seems that the Aetna Dental Access is a network dental discount plan available in each state including California. That way you can transfer your dental benefit services to another state if you moved. It is especially helpful in California because there are a lot for dentists in the network and the Aetna name is fairly well known.
There is a different ADA schedule for each state so be sure your zip code is correct otherwise you may show up at the dental office and their charges may different than what you have. Here are some of the limitations or the fine print:
This schedule is only to be used as a guide to determine approximate prices for dental services in the geographic area noted. The fee schedule amount reflects average fee information currently available on the Aetna Dental Access system. Individual dentist fee schedules may differ. We make no guarantee as to the accuracy of any particular fee amount. In order to determine the specific rates for a dental provider, you should contact the dental provider directly.
Dentists participating in the program network have agreed to make certain dental services and supplies available to you on a discounted service basis. The term discounted service means a dental service that is available to you at a reduced cost from fees normally charged by the dental provider and for which you are solely financially responsible. All payments to dental providers are due and payable at the time of service, unless another payment arrangement is mutually agreed upon between you and the treating dental provider. You shall be subject to the treating dental provider’s late payment and other office policies.THIS PROGRAM IS NOT AN INSURANCE PLAN and we do not make payments directly to healthcare services providers. It is a discount program and you are obligated to pay for all healthcare services at time of service. You will receive discounts for healthcare services from those providers who have contracted with the plan
Aetna Dental Insurance Access Plans, California Individual and Family Members Use It
Aetna dental insurance is one of the most popular dental insurance plans around. Aetna dental insurance also brings a great range of benefits. Aetna dental insurance is preferred by a lot of individuals and families with a wide variety of plans to select. Aetna dental insurance will also offer a lot of flexibility and convenience to the policy holder. Aetna dental insurance has a reputation of a good service that promises prompt payment of all claims.
Aetna dental insurance is a very popular dental insurance that is linked with affordable and high quality dental care. Not only this, Aetna dental insurance is also well known for its facilities to carry out online inquiries regarding status of the pending claims. One of the good things about Aetna Dental Insurance is that they provide the best support network. Aetna dental insurance is offers nationwide dental coverage. You can get an instant online quote for Aetna Dental Insurance with just one step process. Put your zip code in the zip code box to get your instant Aetna Dental Insurance Quote.
Question: I live in California and looking for dental insurance what are some good dental insurance companies to get dental insurance with.
Answer: There are many good dental insurance companies in California, such as Delta Dental, California Dental, StandardLife and PrimeCare just to name a few. However, when buying dental insurance you should buy a dental insurance plan that best fits your dental care needs. If you have any questions about our dental insurance plan options please call our member services line at 310-534-3444
Did you know about 75 percent of bad breath issues is caused by the mouth itself? In most cases having and maintaining good dental and oral health care will relieve bad breath problems. However other causes of bad breath (halitosis) can include gastric problems, sinus infections or severe gum disease. Talk to your dentist first about bad breath issues and what can be done and if that still does not resolve the bad breath issues talk to your doctor.
It is very important for senior who may be planning to enter a nursing home, to inquire about on-site dental care. If they home does not provide one check to see if they provide transportation to a dental care office.
Dental care for seniors is important not only for their oral health but for their overall health care. You should make sure of the services provided at any nursing home you may be planning on living at.
Compare different HMO insurance plans in California. Learn more about dental insurance and plan types from our website. When you learn about the different dental insurance plans and how they work you are able to choose one that will best address your dental care needs. If you should have any questions about the dental insurance plans we have to offer just call our member service line at 310-534-3444
Question: Costco sells a Delta Dental plan Delta Care, but you have to be a member of Costco which I am not. I know about it because my friend told me. Can I get this plan or one like it for myself?
Answer: Yes, our website also offer Delta Care USA HMO plan for individuals to buy directly as well as California Dental and PrimeCare. All these are HMO plans you can compare and choose which is best for you.
Whether you are searching for a PPO or and HMO for an individual dental insurance plan our website provides many plan options for both. For dental PPO plans we have plans though Delta Dental, StandardLife, AlwaysCare, Madison National. For our HMO insurance plan options with have plans though California Dental and PrimeCare.
We even provide dental discount plan options for your review. Just enter your zip code in the quote box provide in order to review all your dental insurance options we have available.
Question: I have a family of six and dental care is costly since we have no dental insurance and can not afford it. However, I noticed your Dental Choice+ Aetna Dental Access plan. I wondering if we all have to go to the same dental office or can we each see different dentist?
Answer: Aetna Dental Access plan is a dental discount plan. As like with most dental discount plans, you and your family members are not assigned to a dental office. However, you do need to make sure you go to plan providers. Since you will not receive any discounted savings at dentists that do not accept the plan.
Question: What is the best dental insurance in CA? I do not know much about dental insurance but don’t want to spend a lot of time looking into getting a plan just need something for basic checks up and cleaning’s anyway.
Answer: We often get this question asked to us but really the best depends on your own dental needs. Our member services (310-534-3444) can help you with all our dental insurance plan options and help you best choose a plan that fits your current dental needs.
Question: Do minors have access to dental insurance in California without having to have an adult on the plan?
Answer: Some dental insurance plans will write a policy on just a minor but it does depend on the plan. Such as our California dental and our StandardLife Dental plans will write a minor only.
You may also want to review our dental discount plan options though Careington and Aetna as they too will let you have their plan for just a minor.
Dental discount plans have many benefits. Here are some pros and cons to buying a dental discount plan.
* Most dental discount plans start with in the next business day from placing you online order
* You receive a discounted saving for all dental services render.
* No plan waiting periods for needed dental care
* You can use the plan at any plan provider wherever the plan is available.
* Many dental discount plans come with additional saving for vision and RX without there being an additional cost.
* You have to go to network plan dentist. There is no outside network savings.
* There may not always be local providers in your area.
* Although you do get discounted savings for all dental care (even cosmetic) there is no guarantees there are providers that provide all dental services.
* Like with insurance a dentist/dental office and stop taking the plan if they so chooses.
There are some HMO dental insurance plans that may offer vision benefits. However if you find an HMO dental insurance plan that best fits your dental care needs but it does not have vision insurance, you can still buy a vision insurance plan. At our website www.bestvisionplans.com we offer stand alone vision policies that individuals, couple and families can buy.
CaliforniaDentalInsurance.com offers free quotes and information on over 40 California dental insurance plans. Allowing you the customer to compare plans in order for you to pick the best dental insurance option available to fit your dental care needs.
CaliforniaDentalInsurance.com is proud to be providing dental insurance plans online now for 20 years. If you should have any questions about any of our dental insurance and plan options please call our member services line at 310-534-3444 as we will be happy to assist you in your dental insurance search.
When shopping for an individual, couple or family dental insurance plan, compare your options. Knowing your options will help you make a more informed decision on your dental health care plan. At CaliforniaDentalInsurance.com we provide over 40 dental insurance plan options for your view so you can best pick the plan that will fit you and or your family’s needs.
It is important to know your dental insurance plan terms and conditions. By knowing your dental insurance plan limitations you will a avoid unexpected charges. Such as if your plan has waiting periods you want to make sure services you are going to have do not fall into plan waiting periods unless you are fully aware you are paying 100% for those services. The more you understand your dental insurance and how it works the more you are able to maximise your plans benefits.
When choosing a Dental plan/Dental Discount Plan, it is important to make sure there are providers in the plan you are willing to go to. Under a dental discount plan even though you are not assigned to a dental provider you must go to dentist that are a provider of the plan.
I suggest making sure there is more the one or two providers available so you can change to go to a different dental office is you should choose to. Also call the dentist and confirm they are still accepting the plan before buying it. One of the biggest mistakes made with discount plans is buying the plan without make sure there are dental offices locally in your area.