Question: I know I will need some major dental care services. The dentist I want to go to takes only Delta Dental PPO plans. I see that Delta Dental PPO plans have 12 months waiting period for major services. Is there a way not to have the waiting periods?
Answer: Delta Dental like most PPO insurance plans do come with plan waiting periods. Six months for basic services and twelve months for major services which is pretty common waiting periods though some plans may have shorter or even longer waiting periods.
We do provide in California one Indemnity plan that would let you choose your own dentist though Madison Nation with a 1000 maximum limitation that does not have any waiting periods but does ten to be more costly then the Delta dental options with the same maximum limitation. However, you may want to review that plan and compare it with our Delta Dental options.
Buying dental insurance for you and or your family is a key way to help maintain your family oral health care. At CaliforniaDentalInsurance.com we offer many good dental insurance plan options Delta Dental being one such option.
Delta Dental is a very popular plan in California since it has a large dental provider data base. Therefore the chances are your dentist is a provider of Delta Dental PPO plans. However, even if your dentist office is not a provider of Delta Dental PPO plans, since it is a PPO plan you are still able to go to dentist that are not a participating provider.
Take the time to review our dental insurance options, just enter your zip code in the quote box provided. If you should have any questions about the available dental insurance plan please call our member service line at 310-534-3444 as we be a happy to help you find the best dental insurance plan that fits your dental needs.
Question: I am 19 looking for dental insurance and my mom says that I should by a Delta Dental plan since most dentist take Delta Dental. There seems to be a few Delta Dental plans on your website but not sure what the difference is.
Answer: Depending on the state you are in we offer their PPO’s and Indemnity dental plans. A PPO plan has a list of providers (dentist that are accepting that plan) however you can still choose to go to a dentist that is not a provider of the plan if you wish.
An Indemnity dental insurance options has no providers list. You just go to whatever dentist you want to. Also note that there are different maximum limitations ranging from 1000 – 2000 depending on what you may want. There are other differences in coverages. I suggest calling our member services line at 310-534-3444. We be more then happy to go over the plans with you.