Question: Under PPO plans I see they have what it called waiting periods but not sure I understand fully what that means.

Answer: Many PPO plans will have waiting periods for both basic and major dental care services.  So generally what benefits you do receive at the start of the plan is preventive dental care such as office visit, X-rays, and Cleaning’s. Where as you may find you have to wait six months until you have a filling covered under the plan, and twelve months for a crown to be covered. Course waiting periods will very depending on the plan term and conditions.

Onion are rich in powerful anti-bacterial sulphur compounds, which kills the bacteria that harms your teeth and gums. For best results eat onions in the raw.  About the only downside of eating onions is just the said of effect it may have on your breath.  Therefore eat raw onions when you are not worried about an bad breath issues.

Question: I thought health insurance came with dental but I finding out my plan does not provide any dental care done by a dentist.

Answer: Not all health insurance plans provide dental insurance benefits. Or when they do it may be some what limited in the coverages provided.  If you do not have dental insurance though your health insurance plan, then this is the website to be on. We sell stand alone dental policies that you can buy to have individual dental insurance. In order to review our dental insurance plan options just enter your zip code in the quote box provided.

One way to help or avoid dry mouth is to drink plenty of water throughout your day. By being dehydrated, can be enough to dry out the mucous membranes in your mouth, decreasing your saliva. If you tend to develop dry mouth with physical activity, it is important to carry a water bottle with you at all times to combat dry mouth and nose.

Dental discount plans have many benefits. Here are some pros and cons to buying a dental discount plan.

Pros

* Most dental discount plans start with in the next business day from placing you online order
* You receive a discounted saving for all dental services render.
* No plan waiting periods for needed dental care
* You can use the plan at any plan provider wherever the plan is available.
* Many dental discount plans come with additional saving for vision and RX without there being an additional cost.

Cons

* You have to go to network plan dentist. There is no outside network savings.
* There may not always be local providers in your area.
* Although you do get discounted savings for all dental care (even cosmetic) there is no guarantees there are providers that provide all dental services.
* Like with insurance a dentist/dental office and stop taking the plan if they so chooses.

There may be times when a person is not completely happy with their dental insurance. Whether it is because the cost of their insurance plan went up or that it does not provide benefits on a dental service needed complaints can happen.

Complaints About Cost:  Cost of dental insurance is easy to address.  One way to shop out your dental insurance when you feel the cost of your current plan is too high.  People normally shop out their vehicle, insurance once a year in order to make sure they are getting the best cost. The same can be said dental insurance. Shopping out your rate provide two services, you will either find another insurance plan you feel is better or by shopping out your dental plan it will confirm the plan you have is still the best one for you.

Complaints About Coverages: Just like cost you can shop out dental insurance in order to get better coverages as well.  However, complaints about coverages normally happen when either the plan term and conditions was not read when buying the dental insurance or was not full understood at the time.  Plans such as PPO or Indemnity plans provide you with the benefit of having a larger sections of dentist, let they also have more restrictions and or limitations in the benefits provided.  Such as waiting periods, maximum limitations and deductibles or office co pays.

Even HMO dental insurance plans or Dental discount plans have some limitations and exclusions. When plans are not full read or understood prior to buying them,complaints are bound to happen.  If you are shopping our or looking to buy a dental insurance plan take your time read and understand and remember we are always happy to help you if you have any questions about the dental insurance plan options we provide on our website.

When buying a dental HMO insurance plan it is important to call the dental providers and confirm they are still accepting the plan and to ask additional questions that are important to you in choosing a dental office.  Another good tip to keep in mind try choosing a dental HMO that has more then one dental office locally to you so that if you want to change dentist you have other options available to you.

Two more small studies have strengthens the evidence that links periodontal disease with other health conditions. One Study focused on atherosclerosis (hardening of the arteries).  The researchers took samples of diseased arteries from 53 people.

They also took samples of healthy arteries from 21 other people. They tested the arteries for bacteria that cause periodontal disease. The study found that 53% of the diseased arteries had periodontal bacteria in them and only 24% of the healthy ones did. The other study focused on people with type 2 diabetes which included 60 people. Twenty had periodontal disease and diabetes. Another 20 had periodontal disease, but not diabetes. The last 20 had diabetes, but not periodontal disease.

People with diabetes and periodontal disease had higher blood sugar levels and poorer blood-sugar control than people who had diabetes only. The  people with both conditions also had more of a protein called C-reactive protein. Higher levels reflect more inflammation in the body. This group also had the lowest levels of HDL. The study is in the October issue of the Journal of Clinical Periodontology.

There are some HMO dental insurance plans that may offer vision benefits. However if you find an HMO dental insurance plan that best fits your dental care needs but it does not have vision insurance, you can still buy a vision insurance plan.  At our website www.bestvisionplans.com we offer stand alone vision policies that individuals, couple and families can buy.

Eating vegetables is good for a balance diet and provide your body with good nutrition. However did you also know that eating your vegetable are good for your dental health as well? Vegetables provide a good foundation for your teeth.  Vegetables such as carrots, broccoli, pumpkin and sweet potatoes are rich in Vitamin A, from which your tooth enamel forms. By eating them raw you will receive more Vitamin A as well as the added benefit of clean teeth and a gum massage.

If you are on a tight budget or you want an insurance plan that benefits are more budget friendly then you may want to review your HMO insurance options.  Not only are HMO the lower cost insurance plan option but most base their benefits on a fee schedule that brakes down the cost of each covered service.  Hence making it easier to budget your dental care.

A down side to HMO plans for some people is that you do need to choose a dental provider within the plan network and that there is no benefits available if you go to a dentist that is not a network provider.

When humidity levels are low, dry air can shrink mucous membranes and leave you parched. It is vital to keep your mouth and nose moist so that you are not prone to colds, flues, and allergies. So wisely invest in a humidifier and drink water throughout the day

Question: Is there any dental insurance plans that provide coverages for dental implants to at least 60 percent the cost?

Answer: Although we do sell over 100 dental insurance plans nationwide non of them offer benefits for implants let alone at 60%.  However we do provide dental discount plans to do offer 15% -20% off the cost of dental implants if there is a provider in the plan that does that type of dental service.

It is important to understand that even with dental insurance your dentist may advise dental services that are not covered under the plan.  This can happen most times when the dentist is advising cosmetic dental treatment or if you want to have cosmetic dental services. Many dental insurance plans to do not provide benefits for this type of dental care.

Also keep in mind that the dentist is going to advise what he or she feels is the best coarse of treatment regardless of your dental insurance plan. If you are wanting to stay within the coverages provided by your insurance it is up to you to inform your dentist of the fact.   The dentist may still suggest dental services not covered by your insurance company but then you can over your options and make a more informed choice.

Not all health insurance plans offer dental care benefits and if they do they can be some what limited in coverage. Make sure along with your health insurance plan you have a good dental insurance plan that best fits your dental health.

According to recent studies there are direct links with your oral health and over all wellness.  Our websites provide a broad range of dental insurance plan options.  Please call our member service line at 310-534-3444 if you should have any questions about our dental insurance plan options as we will be happy to help

A recent study suggest that no enough dentist are using dental sealants to help protect back teeth.  Temple University’s dental school researchers who did the study, surveyed 595 general dentists and 176 pediatric dentists. The dentist were asked about whether they would use sealants on teeth with different signs of early decay. They also were asked how they felt about using sealants in different groups of people. In 2008 the ADA endorsed the use of sealants n teeth with the earliest stages of decay.

In these stages, a molar or premolar is discolored on its chewing surface, but there is no cavity in the tooth yet. Research has shown that sealing teeth like this can prevent cavities. However the new survey found that many dentist do not either know about the ADA panel’s advise or the dentist that do know do not agree with it.  It also show that Pediatric dentist were more likely to follow the recommendations then general dentist. This study appears in the September issue of the Journal of the American Dental Association.

Although there is not really any insurance plan for “low income” there are low cost dental insurance plans that start at only $7.95 a month for an individuals. Hopefully making insurance affordable everyone looking for dental insurance on a fixed income.  In order to review our low cost plans just enter your zip code in the quote box provided.

There are many good foods you can have that provides benefits for your dental health. One such food item is fruits. Fruits are great for your teeth, especially when eaten in fresh whole raw form.  Fruits keeps down plaque and messages your gums.  You want to choose fruits which are rich in Vitamin C, which hold our body cell together.  If you are not getting enough Vitamin C your gums may become tender and more susceptible to gum disease.

CaliforniaDentalInsurance.com provides dental insurance and dental plans all throughout California. If you live in Southern California we have over 40 plans for your review. Just enter your zip code in the quote box we provide in order to see all your dental insurance plan options.

A poor diet along with bad dental hygiene habits can lead to cavities and decay along he gum line.  This gradual dental decay will result in reduced saliva production beneath the tongue, and eventually chronic and uncomfortable dry mouth, which will exacerbate tooth and gum rot even further.  Make sure to visit your dentist regularly and maintain good dental habits in order to maintain good dental health and avoid dry mouth issues.