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California Dental Insurance, What are Indemnity Dental Plans

Tuesday, Feb. 20th 2018

This type of dental plan pays the individual or family dental office with insurance on a traditional fee-for-service basis which is helpful when deciding to buy coverage for babies, kids, young teens, and especially seniors. A monthly premium is paid by the client and/or the employer to an insurance company, which then reimburses the family or individual dental office with dental insurance for the services rendered. An insurance company usually pays between 50% – 80% of the individual or family dental office fees for a covered procedures; the remaining 20% – 50% is paid by the client.

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Posted on Tuesday, Feb. 20th 2018 | by California Dental | in California Dental Insurance | No Comments »

California Dental Insurance, Dental and Oral Care Before the First Tooth Erupts.

Sunday, Feb. 18th 2018

Even before you baby cuts his/her first tooth proper dental care habits are important to maintain. Before the first tooth erupts clean the baby’s mouth and gums with a soft damp cloth or an infant toothbrush at bath time. By doing this it helps to ready your baby for the teeth cleaning process to come. It also remove any additional bacteria in your baby’s mouth.

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Posted on Sunday, Feb. 18th 2018 | by California Dental | in Dental Insurance California | No Comments »

California Dental Insurance, Thinking Ahead When Buying Dental Insurance for Your Baby.

Friday, Feb. 16th 2018

Many people do not receive dental benefits though their employer. Dental insurance is often not though about until there is a larger dental issue that needs to be address. Yet buying dental insurance only when a dental issue arises is not a good idea for anyone. By doing so you may either need to give up your current dentist or not receive the benefits you could have had, had you though ahead of time. This is especially true with regards to babies.

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Posted on Friday, Feb. 16th 2018 | by California Dental | in Dental Insurance California | No Comments »

Low Income Affordable Dental Insurance Plans in California.

Wednesday, Feb. 14th 2018

Question:  I am currently jobless, I do work odd jobs when I can find them which lately has not been often.  I have bad teeth that I been putting up with for a long time now since I can not afford to have dental care.  However, one of my molars broke and is causing me to have more pain then I normally have. I need to see a dentist but do not have any money.  Where can I go for dental care help? Are there any low income dental plans that I could get that will help me?

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Posted on Wednesday, Feb. 14th 2018 | by California Dental | in California Dental Insurance | No Comments »

California Dental Insurance, Your Baby First Dental Visit

Monday, Feb. 12th 2018

It is best advise that your baby see a dentist when he or she cuts their first tooth. Their first dental visits will normally be educational. This first dental visits for your baby’s teeth, can help establish good at home dental care where parents can learn the tools they will need to help their children remain cavity-free.

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Posted on Monday, Feb. 12th 2018 | by California Dental | in California Dental Insurance | No Comments »

California Dental Insurance, Dental Bridges and Insurance

Saturday, Feb. 10th 2018

If you do not currently have dental insurance and you need a dental bridge the cost can be a factor. Buying dental insurance to reduce the cost is a good idea. However make sure you are buying the right plan for this need. Normally dental insurance plans such as PPO or Indemnity will have long term waiting periods for dental services such as bridges.

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California Dental Insurance, Affordable Dental Insurance

Thursday, Feb. 8th 2018

Affordable Dental Insurance health care plans for major dental care

Question: I feel like a rock in a hard place right now.  I have dental insurance that I just got though work but it has a year waiting periods for all the dental services I currently need to get.   I can not afford the dental work without dental insurance picking up some of the cost yet I can not continue not having the dental care for another year.   What can be done?

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California Dental Insurance, Pediatrics Dentist and Dental Insurance

Tuesday, Feb. 6th 2018

Many family/general dentist start seeing children around five or six depending on the child. Some will see younger child if child is able to visit the dentist without much fuss. However a family dental office is not always set up to handle very young children and in that case seeing a pediatric dentist is best advise.

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California Dental Insurance, ADA Codes and Dental Insurance.

Sunday, Feb. 4th 2018

What is a ADA Code: An ADA code is normally a four digit number that identifies the exact dental service render. These ADA codes are the same for both the dentist and the insurance company. When shopping for dental insurance it is helpful if you already know your ADA codes for the dental services you are looking for. Say you know you need to have a filling, crown, root canal, etc, and you are trying to shop out insurance in order to make your needed dental care more affordable. Since there are many different ADA codes for fillings, crowns and root canals knowing which one you need will let you match up what you need when reviewing different dental insurance plan options. There by letting you pick a plan that can best fit your needs at the lowest cost to you.

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Posted on Sunday, Feb. 4th 2018 | by California Dental | in California Dental Insurance | No Comments »

California Dental Insurance, California Dental Insurance Plan Disclosures

Friday, Feb. 2nd 2018

DENTAL INSURANCE PLAN DISCLOSURE: This is not an attempt to describe the dental benefits and its’ contents but merely used as a sales tool for the purpose of product illustration. The website and its’ owners cannot make recommendations as to whether any illustrated product may meet the users’ particular needs. Therefore, the suitability of the product is the final determination of the user of this website.

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Posted on Friday, Feb. 2nd 2018 | by California Dental | in Dental Insurance California | No Comments »

California Dental Insurance, Buying Dental Insurance When You Have an Abscess or Tooth Infection

Tuesday, Jan. 30th 2018

Many people often wait to buy dental insurance when they find out they have larger dental care needs that is going to be costly. If you have a dental abscess or a tooth infection it is very important to see a dentist right away. Infection can spread and cause a major health issue if it is not quickly taken care of.

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Posted on Tuesday, Jan. 30th 2018 | by California Dental | in Dental Insurance California | No Comments »

What to Know Before Buying an HMO Dental Insurance Plan

Sunday, Jan. 28th 2018

HMO dental insurance plans are normally the more affordable dental insurance option. HMO dental insurance plans provide dental care services at a much more affordable cost to their members. However before buying a dental HMO plan make sure it best fits your needs. Here are some tips below.

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Posted on Sunday, Jan. 28th 2018 | by California Dental | in California Dental Insurance | No Comments »

California Dental Insurance, Making the Best Choice for You

Friday, Jan. 26th 2018

The dental plan decision making process is not an easy task when purchasing coverage for yourself, family, business, or your employees. There are many dental plan decisions to make. Such dental insurance decisions include considering a PPO (Preferred Provider Organizations), HMO (Health Maintenance Organization), dental indemnity insurance plans, and discount dental plans.

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Posted on Friday, Jan. 26th 2018 | by California Dental | in Dental Insurance California | No Comments »

Pros and Cons of Dental Discount Plans

Wednesday, Jan. 24th 2018

It is important to know that when buying a dental discount plan you are not buying insurance. However, dental discount plans are a good way to help reduce your dental care cost. Below are some pros and cons of a dental discount plan.

Dental Discount Plan Pros

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Posted on Wednesday, Jan. 24th 2018 | by California Dental | in Dental Plan California | No Comments »

California Dental Insurance, California Dental Plans Review

Monday, Jan. 22nd 2018

California Dental Plans Review, Dental Plan Decisions, Choosing the right plan: The dental plan decision making process is not an easy task when purchasing coverage for yourself, family, business, or your employees. There are many dental plan decisions to make. Such dental insurance decisions include considering a PPO (Preferred Provider Organizations), HMO (Health Maintenance Organization), dental indemnity insurance plans, and discount dental plans.

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Posted on Monday, Jan. 22nd 2018 | by California Dental | in California Dental Insurance | No Comments »

Pros and Cons of Dental HMO Insurance Plans

Saturday, Jan. 20th 2018

Dental HMO insurance plan is the normally the more affordable dental insurance plan option. Below is the pros and cons of buy and HMO dental insurance plan.

HMO Pros

* Cost: Generally HMO are lower in cost then PPO and Indemnity dental insurance plans. Making them more affordable to anyone that is on a tight budget.

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Posted on Saturday, Jan. 20th 2018 | by California Dental | in California Dental Insurance | No Comments »

Pros and Cons of Dental PPO Insurance Plans

Thursday, Jan. 18th 2018

Dental PPO insurance plans are commonly use in group dental plans. Many employers offer PPO plans in order to make sure their employees have dental providers they can go to regardless of any network availability. However PPO plans are also sold to individuals, couples and families directly.

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Posted on Thursday, Jan. 18th 2018 | by California Dental | in Dental Insurance California | No Comments »

California Dental Insurance, What Types of Dental Plans are Available

Tuesday, Jan. 16th 2018

When shopping for dental insurance it is helpful to understand the four types of dental insurance and plan options. PPO, Indemnity, HMO and Dental Discount Plan, each type has pros and cons you will want to understand in order to buy the best plan for your dental needs.

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Posted on Tuesday, Jan. 16th 2018 | by California Dental | in California Dental Insurance | No Comments »

California Dental Insurance, Dental Preferred Provider Organizations for Californians

Sunday, Jan. 14th 2018

Another true insurance plan, a Preferred provider organizations ( PPO) falls somewhere between an indemnity plan and a dental HMO. This plan allows a particular group of patients to receive dental care from a defined panel of individual or family dentists. The participating individual or family provider agrees to charge less than usual fees to this specific patient base, providing savings for the plan purchaser. If the patient chooses to see a dental specialists who is not designated as a “preferred provider,” that patient may be required to pay a greater share of the fee-for-service.  A group of individual and family dental offices agree to provide services at a deeply discounted rate, giving you substantial savings — as long as you stay in their network.

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Posted on Sunday, Jan. 14th 2018 | by California Dental | in Dental Insurance California | No Comments »

California Dental Insurance, The Advantage of Having Dental Insurance

Friday, Jan. 12th 2018

There are many advantages to having current dental insurance the first of which is to keep your dental care cost low. The number one reason why people do not see their dentist on a regular bases is due to cost. The odds are that people with current dental insurance, maintain their dental health care by seeing the dentist at least twice a year, compare to people who do not. When you do not visit the dentist regularly you run a higher risk of needing larger dental services in the future. Which also means more costly dental care services.

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Posted on Friday, Jan. 12th 2018 | by California Dental | in California Dental Insurance | No Comments »
 

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