This type of dental plan pays the individual or family dental office with insurance on a traditional fee-for-service basis which is helpful when deciding to buy coverage for babies, kids, young teens, and especially seniors. A monthly premium is paid by the client and/or the employer to an insurance company, which then reimburses the family or individual dental office with dental insurance for the services rendered. An insurance company usually pays between 50% – 80% of the individual or family dental office fees for a covered procedures; the remaining 20% – 50% is paid by the client.

This type of dental plan pays the individual or family dental office with insurance on a traditional fee-for-service basis which is helpful when deciding to buy coverage for babies, kids, young teens, and especially seniors. A monthly premium is paid by the client and/or the employer to an insurance company, which then reimburses the family or individual dental office with dental insurance for the services rendered. An insurance company usually pays between 50% – 80% of the individual or family dental office fees for a covered procedures; the remaining 20% – 50% is paid by the client.