I would like to get an inexpensive dental insurance plan for my six year old son. I do not have much money, and I am only looking to get dental insurance for my son dental health care. He has been to the dentist once and without insurance it was very costly, I worry that he may get new cavities or something. Can you advise if you have any dental plan that can help me afford proper dental care for my son.
Reply: Dental HMO insurance plan are normally the more affordable dental insurance option however they will also normally require at least one adult on the plan with a minor. Making you pay for a couple plan instead of an individual plan for just your minor son. Cost for a couple plan can range around $15 to $30 a month depending on the plan.
Another cost saving option would be a dental discount plan. Many dental discount plan will let you buy the plan for only a minor. They can range around $7 – $15 a month depending on the plan. A dental discount plan is a good low cost way of reducing your dental care cost.