There are many advantages to having current dental insurance the first of which is to keep your dental care cost low. The number one reason why people do not see their dentist on a regular bases is due to cost. The odds are that people with current dental insurance, maintain their dental health care by seeing the dentist at least twice a year, compare to people who do not. When you do not visit the dentist regularly you run a higher risk of needing larger dental services in the future. Which also means more costly dental care services.