California Dental Insurance, The Cost of Dental Insurance.
Generally when someone buys auto insurance they do not think that just because they did not get into and accident that year, the money spent into having auto insurance was wasted. Yet for some reason for many people that is how they see dental insurance. Yes it is important to take cost into account and make sure you are buying the right dental insurance plan that best fits your needs.
However, dental insurance is one type of insurance that you should be using to the fullest. Unlike auto insurance where you use it when you get into and accident, dental insurance provides benefits for you to use in order to avoid having larger future needs. As well as still being there for you when larger dental care is needed.
In short if you feel the cost of insurance is a waste of money then you are probably not using your plan to it fullest. Make sure to have your preventive dental care twice a year under most dental insurance plans preventive dental services are free. Normally preventive dental care includes office visits, oral evaluations, X-rays and basic cleanings. Without out insurance for an individual these services can cost around $250.00. Times that by two for your twice a year checkup and you are at $500.00. If you have a family of four you are talking over $2000.00 in dental care cost a year and that just for preventive services.