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What do you look for in choosing a California dental insurance plan?

We are proud to offer the best dental insurance plans in California. Dental companies include PacifiCare, Golden West Dental, Delta Dental, Careington, Aetna Dental Access, Humana, Primestar, Symetra, Security Life, Standard Life and more...

 

 
 

 

California Dental Insurance – Can Individual and Family Members Use It

03/09/11 6:30 AM

Dental insurance is intended to help offset the costs associated with dental care. The dental insurance programs listed are based upon the zip code you entered and their availability.  Dental Insurance Plan Choices: Indemnity Plan: An indemnity dental insurance plan allows you to select your own dentist.  Dental insurance plans differ in the level of reimbursement offered for certain procedures and in annual dental spending caps.

Dental insurance plans play a big role in helping people cope with dental health care without the exceedingly high costs.  If you are the policy holder of any dental insurance plans for individuals, you likely either have managed care dental insurance.  Our discount dental plans may be used as alternatives to dental insurance options or along with existing dental insurance plans for even more savings on most dental care procedures.  Many dental insurance plans require you to wait for your treatments to have certain procedures such as root canals and braces completed.

Indemnity Dental Insurance Plans – Usually Employ An “Open Panel” Of Dentists

Indemnity dental insurance is an insurance package where the policyholder can choose his or her own dentist and the insurance provider will be the one to pay that designated dentist your fees or, usually, around half of them.  Indemnity dental insurance plans have the most flexibility and usually the highest premium.

It is important that you do seek dental coverage of some kind to ensure the health of your teeth and gums.  Dental insurance plans are similar to medical insurance plans, dental insurance plans are often categorized as either Indemnity or managed-care plans.  Indemnity dental insurance plans usually employ an “open panel” of dentists.  Indemnity dental insurance is an insurance package where the policyholder can choose his or her own dentist and the insurance provider will be the one to pay that designated dentist your fees or, usually, around half of them.  Indemnity dental insurance plans have the most flexibility and usually the highest premium.  Dental insurance functions in the similar manner to that of an auto insurance in providing you compensation.

Dental Insurance – Customer Service Department

Our customer service department is ready to assist you with any questions you may have and help you purchase an employer, family or individual dental insurance plan today.  We provide access to many of the largest, most recognized individual dental insurance networks in the nation.

InsuranceCompany.com is a specialist in dental insurance, dental discount plans, vision and prescription coverage programs for individuals, families and groups. We have been serving the dental community since 1983, you will find our licensed dental insurance agents are well informed and ready to assist you. Compare dental insurance plans and decide which one is right for you and your family.

Many of our dental plans have next day benefits including vision and prescription. InsuranceCompany.com offers quotes for individual and family dental insurance plans including an option to compare dental national coverage plans. Remember, buying dental insurance does not have to be a painful process. We offer dental benefit coverage in all 50 states.

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Posted on 03/09/11 6:30 AM | by California Dental | in California Dental Insurance | No Comments »

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