Is the Golden West Dental Plan a Good Dental Plan to Buy?
My question is the Golden West dental plan a good plan to buy for me and my family. We live in California and there seems to be a bunch of dental plans around. My understanding is that it is a HMO meaning that I will need to pick a dentist in their network.
I do not have a problem with that since I have not seen the dentist in a long time time. My kids need to see the dentist as well. Golden West has two basic planc to choos from. The GW100 HMO SmileChoice 100 Dental Plan for $7.64 a month and the GW200 HMO SmileChoice 200 Dental Plan for $19.11 a month.It looks like they just raised their rates from $6.50 for the 100.
I found that if you buy the GW200 plan teeth cleanings only cost five bucks.That seems like a really good deal. Anyway I would recommend the dental plan just be sure there is a local dentist you can see. I found most of this information at their Golden West dental plan site.
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August 7th, 2010 at 9:42 am
Thanks Olivia for the info on the Golden West dental plan. My buddy has it and sent me this breakdown for the cost of filings. Seems they are pretty good. I check to see if the local dentist was accepts by the California ADA and all checks out.
Restorative Amalgam Restorations (Including Polishing)
2110 Amalgam – One Surface – Primary $6
2120 Amalgam – Two Surfaces – Primary $11
2130 Amalgam – Three Surfaces – Primary $13
2131 Amalgam – Four or More Surfaces – Primary $19
2140 Amalgam-One Surface – Permanent $8
2150 Amalgam-Two Surfaces – Permanent $13
2160 Amalgam-Three Surfaces – Permanent $21
2161 Amalgam-Four or More Surfaces – Permanent $24
2332 Resin Restoration – Three Surfaces – Anterior $28
2335 Resin Restoration – Four or More Surfaces – Anterior $34
These were the costs I found that you would pay. Is this correct?
Thanks, SW.
February 2nd, 2011 at 7:25 am
Note A: Cost of high noble metal (gold, etc.) may be charged extra when used, not to exceed actual laboratory cost of metal. Note B: Copayments listed are for services performed by a participating general dentist. Copayments for services performed by a participating dental pecialist are listed in the subscriber contract.Any procedure not listed and provided by the general dentist is available on a fee for service basis.
If the SUBSCRIBER has a newborn infant, this Contract and Evidence of Coverage shall cover the newborn infant immediately from the moment of birth for 31 days. If the SUBSCRIBER adopts a child who is a minor, this Contract and Evidence of Coverage shall cover the adopted child immediately from the date on which the SUBSCRIBER has a right to control health care for the adopted child for 31 days. Coverage for a newborn infant or adopted child will continue beyond 31 days only if the SUBSCRIBER applies for membership for the child using PLAN forms during that 31-day period and the other eligibility requirements set forth above have been met. F. PLAN will not end the membership of a DEPENDENT who is a child upon reaching age 19 if he or she is incapable of self-sustaining employment because of mental retardation or physical handicap. PLAN may require proof of his or her incapacity and dependency. The SUBSCRIBER must provide that proof within 31 days of request by PLAN. If the child is age 21 or older, PLAN will not request this information more than once each year. G. PLAN will not end the membership of DEPENDENT who is a child upon reaching age 19 if he or she is a full-time student at an accredited secondary school, trade school, college, or university. PLAN may require proof of his or her fulltime status. “Full-time status” means the child is taking courses for at least 12 credit hours in each academic period. The SUBSCRIBER must provide that proof within 31 days of request by PLAN. A full-time student may continue as a MEMBER even if he or she lives outside the SERVICE AREA. PLAN will not continue membership for a full-time student after age 23.